Ownright Custom Finance · Australia-wide
We've got you sorted.
Custom finance solutions for all purposes.
Let us help you. We will find your home loan, car loan, farm loan, private mortgage, second mortgage, business loan, commercial loan, bridging loan, truck loan, equipment loan, renovation loan, personal loan
Banks said no? Lender let you down? Not sure where to turn? We find the solutions almost no other broker even knows about. If Ownright can't find it, no one can.
- Lending Australia-wide
- 40+ years' finance experience
- A real broker, a real plan
Australia-wide
City, regional or remote. We arrange finance for borrowers in every state and territory.
40 years of know-how
Trevor Scott and the team have decades in finance, so we know where the solutions are hiding.
A real person, a real plan
A broker reads your enquiry, calls you and explains the options in plain English. No pressure.
Why Ownright
The solution is usually out there. Most people just don't know where.
Banks work to a strict script. Miss one box (self-employed, a past default, an ATO debt, an unusual property, a tight settlement) and the answer is no. That's where we come in.
We spend our days on the loans other brokers hand back: difficult home loans, private first and second mortgages, bridging and caveat finance, farms, development sites and tangled debts. Over decades we've learned which lenders and structures solve which problems, so you don't have to knock on door after door.
- Difficult and declined loans are our daily work
- Private, second mortgage and short-term finance, fast when it needs to be
- Rural and agri lending for farmers across every state
- One experienced team for home, business, commercial, car and personal finance
Our loans
Whatever you need to borrow, we'll find the way
Seven families of finance, hundreds of variations. Pick a starting point or tell us what you need and we'll do the searching.
Home loans
Refinance, purchase, self-employed, low doc, bad credit and every other tricky home loan, sorted.
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Private & second mortgages
Private first and second mortgages, caveat loans, bridging and short-term finance when the banks say no or time is tight.
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Rural & farm loans
Farm purchases, farm debt, machinery, livestock and agribusiness finance for primary producers across Australia.
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Business loans
Fast, short-term, small business, self-employed and unsecured business finance, matched to how your business actually trades.
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Commercial loans
Commercial property, commercial real estate, development and short-term commercial finance.
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Car & personal loans
Car, truck, equipment, caravan, personal and renovation loans, including for people with credit challenges.
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Australia-wide
State-by-state and city-by-city: how Ownright arranges difficult and private finance wherever you live.
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Asset & equipment finance
Chattel mortgages, leases, hire purchase and finance for vehicles, machinery, fitouts and equipment of every kind.
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Invoice & trade finance
Invoice finance, stock funding, purchase orders, import and export finance to keep cash moving while you wait to be paid.
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Green finance
Solar, batteries, electric vehicles and energy upgrades for homes, businesses and farms.
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Lifestyle & family loans
Weddings, medical and dental, study, relocation, emergencies and the big moments in between.
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Specialist finance
SMSF and trust borrowing, credit-impaired loans, debt consolidation, asset-backed lending and other less common finance.
Explore → Rural and agribusiness
Farm loans, farm debt and agri finance, done properly
From a first rural block to a multi-property operation, we arrange farm purchases, refinance farm debt, fund machinery and livestock, and help farmers who've been told no. Across every state, from the paddock to the outback.
Meet the director
Trevor Scott: over 40 years of finance experience
Trevor has spent more than four decades in finance, across every kind of lending cycle. He leads the Ownright team, and it's his depth of experience that lets us find answers when a deal looks impossible.
If your loan is complicated, urgent or has been knocked back, it's exactly the kind of challenge Trevor and the team enjoy solving.
How it works
Four simple steps to your funds
- 1
Tell us what you need
Complete the short Apply Now form so we know what you're after.
- 2
We call you
An experienced broker talks it through and matches you with the right product.
- 3
Complete your application
We'll email you an online application and tell you exactly what's needed.
- 4
Receive your funds
Once approved and documented, funds are paid out and you're sorted.
Australia-wide
We lend all over Australia
Sydney, Melbourne, Brisbane, Perth, Adelaide, Hobart, Canberra, Darwin and every regional town in between. Finance arrangements don't care about postcodes, and neither do we.
Questions we hear every day
What kinds of loans does Ownright arrange?
Almost every kind: home loans (including self-employed, low doc and difficult ones), private first and second mortgages, caveat and bridging loans, rural, farm and agri loans, commercial property and development finance, business loans, and car, truck, equipment, personal and renovation loans.
Can you help if the bank has said no?
Often, yes. A bank decline usually means your loan doesn't fit that bank's rules, not that no lender will say yes. Ownright specialises in finding the lenders and structures that do fit, including options most brokers don't know about. We can't promise approval, but we'll tell you straight what is realistic.
Do you lend all over Australia?
Yes. Ownright arranges finance for borrowers in every state and territory, in capital cities, regional towns and remote rural areas.
Who runs Ownright?
Ownright Custom Finance is headed by Trevor Scott, who has over 40 years of experience in finance. He leads a team of brokers who specialise in harder-to-place home, business, rural and private lending.
How fast can a private or second mortgage be arranged?
It depends on the lender, the security and how quickly the documents arrive. Some private and second mortgages can move quickly when the paperwork is ready, and we'll give you a realistic timeline on the first call.
What is a second mortgage?
A second mortgage is a loan secured against property that already has a first mortgage on it. It lets you borrow against the equity you've built without refinancing your existing loan, which can suit short-term needs, debt consolidation, tax debts or business funding.
Do you help farmers and rural property owners?
Yes, rural and agri finance is one of our specialities: farm purchases, farm debt refinance, machinery, livestock, development and succession finance, including for farmers who've been told no elsewhere.
How do I start?
Use the Apply Now form to tell us what you're after. It takes a couple of minutes. A broker will read it and call you to talk through the options. There's no obligation.
Ready to be sorted?
Tell us what you need. An experienced broker will call you, work through the options and find the way forward.
Australia-wide
40 years of know-how
A real person, a real plan